The next financial crisis worn’t be known for its bank bail-outs, but will be known for its bail-ins. You may be asking, um wut’s a bail-in? A bail-in is when the bank can (and will) take your money from you. Its all legal stealing. Read on..

Here are a few of links about Bail-Ins.

• http://internationalinvest.about.com/od/glossary/a/What-Is-A-Bail-in-and-How-Does-It-Work.htm
• http://ellenbrown.com/2014/12/01/new-rules-cyprus-style-bail-ins-to-hit-deposits-and-pensions/
• http://www.forbes.com/sites/richardsalsman/2013/05/01/bankruptcy-bail-ins-bail-outs-the-good-bad-ugly-of-bank-failure-resolution/

So who holds the derivatives now?

• http://www.ibanknet.com/scripts/callreports/filist.aspx?type=derivatives

What are the troubled banks?

• http://www.federalobserver.com/troubled_banks.html

The Texas ratio gives you an idea of the health of a financial institution.

• http://www.investinganswers.com/financial-dictionary/ratio-analysis/texas-ratio-2619
• https://www.depositaccounts.com/banks/health.aspx#texas